Personal finance skills have the most significant impact on an individual’s

. people in the world we see a lot of very educated and smart individuals. Smart decisions about personal finance can have a massive positive impact on your life . I

having a plan for almost everything is a crucial financial skill in business.

most significant contribution of the Chen and Volpe (1998) shown that personal finance courses have varied impact on students’. conducted during April of 2003 on individuals who made at least one stock, bond, or.